PERSONAL CONTRACT PURCHASE

Designed for individuals who wish to opt out of their company car scheme. It has fixed monthly payments and a guaranteed final balloon payment. At the end of the contract the driver can choose various options.

FEATURES

REDUCED ADMINISTRATION

This is becoming increasingly popular as the employer simply pays a monthly allowance to the employee whose responsibility it is to ensure the vehicles remains on the road therefore reducing the administration time and costs.

GREATER CHOICE

The employee can choose any vehicle in any colour or specification as they are paying for it with their monthly allowance.

END OF CONTRACT OPTIONS

At the outset a Guaranteed Future Value {GFV} is set which both parties agree with. At the end of the agreement the driver can either i/ Hand the vehicle back with nothing to pay*, ii/ Pay the GFV and keep the vehicle, or, iii/ Part exchange the existing vehicle for another using the allowance to pay of the GFV*.
* Subject to mileage and condition.